Identity authentication is a element of identifying identity fraud risk. Advances in technology through fingerprint biometric services have lead to biometric verification being a potential tool in identity verification.

What is identity authentication? The authentication process involves validating the identity presented is the particular person. It goes further than typical identity verification and seeks a confirmation that the individual presenting the ID accurately is the individual being represented by the ID.

Beyond Paper Identification:

The issue with paper identification can it be isn’t tamperproof. Efforts have now been made by states to increase security of state-issued ID cards; however, those trying to perpetrate fraud have now been able to steadfastly keep up with the technology changes. How can you match a criminal element focused on staying one step in front of paper identification cards? The answer, you’ll need to alter the identity verification process to an identity authentication process.

The above demonstrates the necessity for comprehensive identity authentication systems to help mitigate identity fraud risk. Another requirement becomes apparent when you go through the steps required by comprehensive identity authentication systems–the significance of speed of validation. As a result the machine needs to be both accurate and efficient. How can this be performed in point of service situations?

Multiple Verifications Mitigate Identity Fraud:

There is a statistical assumption that the more verification checks performed, the better your odds are that you’re mitigating identity fraud risk. To execute multiple verifications will require an additional expenditure of time. To keep the procedure of identity authentication accurate and efficient, what verifications checks have to be performed? In the previously list there clearly was something called “Connecting IDs to fingerprints,” this verification action can help hold the key to identity authentication.

Connecting IDs to Fingerprints, the Role of Fingerprint Biometric Verification:

Advances in fingerprint biometric technology have triggered the ability to conduct biometric verification. Some solutions have the ability to capture and link a fingerprint to a single ID record. The effect is a mitigation of identity fraud risk and fraud risk caused by an individual attempting to utilize multiple identities.

Fingerprint Biometric technology provides identity resolution, or the ability to match one individual to one identity. The ability to find identity fraud patterns also prevents individual users from making multiple ID fraud attempts. Your final benefit of fingerprint biometrics is that the fingerprint images are stored and offered to police and prosecution of identity fraud suspects.

Uses of Biometric Verification: 토토

The ability for fingerprint biometrics to connect a single fingerprint to a single identity becomes desirable in a variety of business applications. Biometric verification can mitigate identity fraud risk by linking a fingerprint to a single stored identity. This technology becomes desirable in situations where high security is required for identity authentication just before new business being conducted. Applications such as opening a high-value new account or authenticating an identity through repeat transactions illustrate the need to implement biometric verification.